The Uniform Commercial Code (UCC) is a comprehensive set of laws governing all commercial transactions in the United States. Specifically, Article 9 of the UCC provides a framework for perfecting security interests for secured credit transactions.
In the U.S., all companies must comply with the UCC and COGENCY GLOBAL has been helping multinational organisations do so since 1980.
We simplify complex UCC filing rules for you by handling preparation, filing and portfolio management with speed, precision and expert knowledge of Article 9, from each office’s fees to each state’s requirements.
In Canada, the Personal Property Security Act (PPSA) is the nearest equivalent to the UCC. However, the PPSA differs from the UCC and European equivalents in multiple ways. We help businesses be aware of the different types of Canadian liens, and where and how they are filed.
Time is of the essence in lien filings. Whether under UCC or PPSA, as a creditor, your priority is based on the date the security interest is perfected. Avoid costly delays and rejections by filing correctly, the first time.
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